Major Changes to Energy Performance Certificates: What Every HMO Landlord Needs to Know
The government has announced significant reforms to the Energy Performance Certificate (EPC) system that will fundamentally change how your rental properties are assessed and what information you’ll need to provide to tenants. If you’re a landlord in England or Wales, these changes will affect you directly, and you need to understand what’s coming. This isn’t […]
The Reality of Being a Voluntary Councillor in Braunstone Town
I serve as a councillor for Ravenhurst Ward on Braunstone Town Council. I’m not paid a salary for this role. I receive a modest allowance that barely covers my expenses of around £140 per year (a far cry from the attendance allowance MPs and Lords receive!), and I certainly don’t do this for recognition or […]
Moody’s Downgrade: Why US Debt is Becoming a Risk You Can’t Ignore
Last week, Moody’s, one of the world’s top credit rating agencies, downgraded US sovereign debt from AAA to AA1. While that’s just one notch on a 21-level scale, the implications could be wider than they first appear especially if you’re holding government bonds, considering gold, or looking for a safe haven in a turbulent market. […]
Criminal Justice Bill: Criminalisation of Homelessness Radio 5 Live Interview
A new criminal justice bill seeks to further criminalise homelessness in the United Kingdom despite a vote to repeal the Vagrancy Act 1824, a 200-year old law that means “vagabonds” caught for the crime of homelessness can be fined or imprisoned, or subject to other such derogatory punishments. I was convicted of the crime of […]
Boohoo PLC Customer Acquisition, Retention, Development and Management Report
MARK3114 – Customer Management Boohoo PLC Customer Acquisition, Retention, Development and Management Report . . . Andrew Hill Organisation Summary Organisation name Boohoo PLC with a main focus on Boohoo.com as a fashion retailer catering for both men and women. “Boohoo” is used throughout to refer to Boohoo PLC. Organisation’s web address http://www.boohooplc.com/ https://www.boohoo.com/ Type […]
Case Study: Wonga.com – “Straight talking money”. Why Did Wonga Payday Loans Fail?
ENTE3533_1920_520 Developing Business Assignment 1: Report on Business Failure . . Case Study: Wonga.com – “Straight talking money”. . . Andrew Hill . Introduction Wonga Group Limited and subsidiaries operating Wonga.com (referred to as Wonga throughout, a payday loans business) appointed administrators on 31st August 2018 (Wonga.com, n.d.) to wind down the company as a […]